How We Work
Here’s how it works
Before developing your financial plan, we will become familiar with more than just your financial information: We want to understand your concerns, your visions for retirement, and many other factors critical to creating your plan.
We will consider this information, as well as a review of your income and expenses, to create an appropriate investment portfolio and suitable spending plan that takes into account your risk tolerance and goals. Once your plan is established, we review it regularly and make adjustments as your financial situation changes.
Our investment management approach
1. Evaluate
Your situation and
develop your plan
Conduct a thorough review of your
current financial situation
Determine your goals, time horizon,
and risk tolerance.
Arrive at a mutually agreed-upon
approach that becomes your
starting point.
4. Review
Annually
Revisit your financial
planning needs.
Review your portfolio based
on your objectives and goals.
Validate your overall strategy.
2. Implement
the strategy
Decide upon an appropriate
asset mix among stock, bond,
and short-term reserve funds.
Diversify among the market
Segments within the asset classes.
Incorporate tax strategies and
select individual funds.
3. Monitor
And rebalance your portfolio
Conduct investment reviews
and analyses.
Rebalance your portfolio, as needed.
Provide customized quarterly
Performance reports.
1. Evaluate
Your situation and
develop your plan
Conduct a thorough review of your
current financial situation
Determine your goals, time horizon,
and risk tolerance.
Arrive at a mutually agreed-upon
approach that becomes your
starting point.
2. Implement
the strategy
Decide upon an appropriate
asset mix among stock, bond,
and short-term reserve funds.
Diversify among the market
Segments within the asset classes.
Incorporate tax strategies and
select individual funds.
3. Monitor
And rebalance your portfolio
Conduct investment reviews
and analyses.
Rebalance your portfolio, as needed.
Provide customized quarterly
Performance reports.
4. Review
Annually
Revisit your financial
planning needs.
Review your portfolio based
on your objectives and goals.
Validate your overall strategy.
Ready for the next step?
Call 908-730-0011 on business days from 9:00 a.m. to 5:00 p.m., Eastern time to schedule a consultation
We will help you determine whether an advisory relationship is right for you.
You can expect honest answers with no pressure. It’s the way we do business.
